This true story took place at a Lucky Store in Carmichael, CA.---store manager Arlene George
Here is the story:
I had just returned back to work from being on vacation for a few weeks. I mostly rang up customers grocery orders while I worked in this store. A woman shopper came into my checkstand and I rang up her groceries. When I gave her the total to her purchase, she proceeded to write me a personal check. When she handed me the check, I could quickly see that this personal check belonged to a different person. I told her that I couldn't accept a bank check personalized for some other person. She told me this person was her husband and that our store takes her checks all the time. And then I asked her "who takes this check all the time?" She told me the store manager accepts her check. There was another management-employee working in a couple of checkstands in front of me, and I asked this person about this check and if they knew this customer. They looked at the woman customer in my checkstand and told me confidently that this woman's check is OK and go ahead and accept it. So I did.
After this woman left the store, I had an opportunity to get out of the checkstand and then went to the management office to call the bank. When I gave the bank the account number, the bank told me that this account was closed. I left the office and went to the management-employee (the same one who told me to accept the check) and told them this woman is writing checks on an account that has been closed. It turned out it wasn't just our store that accepted this woman's bad checks for a period of time....she was writing bad checks quite frequently at a number of Lucky Stores in the area.
How was she able to do this? She was a very nice looking lady. When she went to a Lucky Store to establish herself as a customer, she would hand the clerk this check with her husbands name on it (different last name than hers)...When the clerk questioned the woman and the check, the clerk would call the manager for a check approval. When the manager would question the validity of this check, this woman would go on a tirade, make a scene, claim that she shopped regularly at all the Lucky stores and then tell the manager she was going to contact the main office of our company and complain about this manager and the store.
You would have thought that the store manager, being paid a large salary to protect Lucky Stores assets, would have made a simple trip to the office, while whistling the tune "Mr. Bluebird On My Shoulder," to call the bank and find out if this check was indeed a good check and there were funds in the account to cover it...NO, that didn't happen in our store and didn't even happen in a half dozen other Lucky Stores where this woman made over-paid managers look like fools, there, in those stores too.
She scammed Lucky Stores out of thousands of dollars because the people they promoted to manage its stores didn't appear to have a brain in their heads. They all thought that this nicely dressed woman, who threatened to complain to Lucky Stores main office, if they didn't accept her check, was good for the amount of money she wrote on each personal check...The fear of having some customer make a phone call to the main office to complain about them personally superseded them using common sense in dealing with a well-polished, professionally looking woman, paying with a personal check in the name of some other person.
I don't believe there is a supermarket anywhere in the world that would have accepted a personal check from me while printed in the name of some other person. Nope-I don't think that would have ever happened. I know this Maui bus driver wouldn't have accepted a check like that from me.
I don't even know if this nice looking woman ever had to answer to anybody about the easy way she loaded up baskets with Lucky Store merchandise and tapped-danced her way out of the store with a big smile on her face after handing the manager of the store a bogus check. In other words, I don't even think she was ever caught. This probably came to be just another write-off loss due to theft where eventually Lucky Stores honest customers had to pay for it all in the form of higher prices.
Sometimes I wonder if I had not made a trip to the management office and called the bank that day, would this woman still be writing bad checks at Lucky Stores today, 20 years later? Anything is possible...LOL
Oh-one additional remark about Lucky Store Manager Arlene George. I came into the store one morning and saw her by the office. She told me store supervision made a visit and had done a store check. Before leaving, these supervisors told Arlene everything in the store looked good. I told Arlene "that is great." So afterwards, I went around the store with empty grocery baskets and proceeded to put outdated merchandise, which were still on the shelves, inside the baskets. Mayonnaise; lunch meat; peanut butter; salad dressing- just to name a few.
I filled up two entire grocery baskets with outdated merchandise and pushed them both up to the managers office and left a note on one of them that read "We don't look that good." I probably could have easily filled up two additional grocery baskets with out-dated merchandise. No, probably even a lot more than that. I am sure that some of the products the bad-check-lady in the story above left this Lucky store with were outdated and it wouldn't surprise me to find out that this woman came back to the store to exchange the outdated item for a fresher one.
OH---Arlene George was the store manager who graciously OK'd this woman's check featured in the story above...
To hear a short audio with Arlene (from 20 years ago) click on the image below:

In the above audio, you will hear Arlene George tell me that a Lucky Vice President named Terry Privott told her that theft wasn't a problem at Lucky and then she claims Lucky Loss & Prevention Manager Bob McConnel telling her that theft was bad in all the stores. Now Bob McConnel was the same guy involved in the shoplifting case / Demetri Pappadopoulos - it appears to me that Bob McConnel didn't care too much about Lucky Stores losses after the way he used his influence in this case...
Lucky Stores and Local Thieves were synonymous in most of the Lucky Stores I worked in. This is the same Lucky Store where I caught the son of one of Sacramento's most prominent families---at the time. The Pappadoupolos'
What's ironic is that this woman manager went to great lengths in trying to have me terminated with all sorts of bogus write-ups but was never successful. It was easier for a manager like this to spend a lot time trying to terminate me than it was for them to spend their time earning their money being an efficient store manager. What most mis-managers don't know is that it is very difficult to terminate an employee who is honest, hard-working and adhers to company policy....all they can do is try to do it by lying and fabricating stories!
Below is a display built in the Lucky Store where this woman did some of her best bad-check-writing while shopping:

Attention Maui Bus:
Thank-you again for reminding me of another great story.